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Tower

HR-Benefits, Rm 222
Admin Services Bldg
Campus Box 7215
2711 Sullivan Dr.
Raleigh, NC 27695
919-515-2151
919-513-2528 (Fax)

Office Hours:
Monday - Friday
7:30 a.m.-5:00 p.m

Policy Disclaimer

Home > Home > Health & Welfare > NC Flex > AD&D

Accidental Death and Dismemberment
Insurance (AD&D)

The voluntary Accidental Death and Dismemberment (AD&D) insurance plan is insured by UNUM. This is not a life insurance plan. It pays a benefit if you suffer a loss or disabling injury as the result of an accident while covered.

  • Education Benefit -5% to a maximum of $5,000 to dependent children to help provide support for their education beyond the 12th grade.
  • Day Care Benefit -3% to a maximum of $3,000 for eligible dependent children.
  • Seat Belt Coverage - 10% to a maximum of $10,000.
  • Survivor's Benefit - 1% of your coverage amount for 12 consecutive months.
  • Portability - When your employment ends, you may elect to continue your AD&D coverage for yourself and your dependents at the current group rates.

AD&D Rates:

Sum

Cost for Employee Only

Cost for Employee & Family

Principal Sum

Cost for Employee Only

Cost for Employee & Family

50,000

1.36

2.00

200,000

5.40

8.00

75,000

2.02

3.00

250,000

6.76

10.00

100,000

2.70

4.00

300,000

8.10

12.00

125,000

3.38

5.00

350,000

9.46

14.00

150,000

4.06

6.00

400,000

10.80

16.00

175,000

4.72

7.00

500,000

13.50

20.00

For additional information regarding this plan, please review www.ncflex.org.