The plan is divided into short-term and long-term disability
benefits. To be eligible for short-term disability (STD),
the employee must have at least one year of contributing service
in either the TSERS or the ORP, earned within 36 months prior
to the onset of the disability. The State's STD plan pays
a benefit of 50% of the base compensation, including longevity,
up to a monthly maximum of $3,000. Long Term Disability (LTD)
is available to employees with at least five years of contributing
service in either the TSERS or the ORP, earned within 96 months
prior to the end of the short-term disability period. The
State's LTD plan pays a benefit of 65% of the employee's annual
base rate of compensation that was last payable at the beginning
of the short-term disability period.
State Short-term Disability
Employees working 30 or more hours a week, with at least
one-year of contributing service to a mandatory retirement
plan are eligible.
There is a 60-day waiting period, which begins the day
after the last day worked.
The plan pays a benefit of 50% of the base compensation
rate for one year or until no longer deemed disabled, whichever
comes first. The plan only pays for a total disability and
offsets benefits against other income. There is a monthly
maximum of $3,000.00.
State Long-term Disability
Individuals have to complete the one-year short-term disability
period and be participating in one of the mandatory retirement
plans, in order to apply for long-term disability.
Individuals must have five years of creditable service
in either TSERS or ORP; and must complete application within
180 days after the conclusion of the STD period.
Your disability must have been continuous, likely to be
permanent and incurred at the time of active employment.
You must terminate your employment as a full-time teacher
or State employee.
The plan pays a benefit of 65% of the base compensation
rate until retirement eligibility or until you are no longer
deemed disabled, whichever comes first. The plan only pays
for a total disability and offsets benefits against other
income. There is a monthly maximum of $3,900.00.
