Home Health & Welfare Personal Liability Insurance

Personal Liability Insurance

Personal Liability Insurance

The State of North Carolina provides a liability policy written on an occurrence basis. It provides coverage for errors and omissions that are committed by state employees in the performance of their jobs and which result in bodily injury, property damage or other losses. For more information, visit Insurance and Risk Management Department's - Excess Liability Insurance Page. You may also seek assistance from the Office of Legal Affairs regarding this program.

Voluntary Personal Liability Insurance

Employees may also opt to carry additional voluntary personal liability insurance that provides protection against legal liability for Educators Professional Liability, including defense expense, arising out of "professional activities" for the University. This voluntary insurance acts as primary coverage, prior to any coverage provided to employees by the State of North Carolina. The Benefits office can provide additional details.