Benefits - Dental

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Dental

The Dental plan, administer by Pacific Life and underwritten by NC Mutual, offers two options in which each option allows you to select a dentist of your choice. Both are traditional plans that pay a percentage of usual and customary charges. A waiting period may apply for some services so please log on to www.ncflex.org for more details regarding this plan.

  • Plan 1: High Indemnity offers coverage for diagnostic care, preventive care, basic and major services for yourself, your spouse, and your dependents up to the age of 19 or if enrolled as a full-time student up to the age of 26. Orthodontic coverage is also provided for dependents under 19 years old.

  • Plan 2: Low Indemnity offers coverage for diagnostic care, preventive care, and basic services for yourself, your spouse, and your dependents up to the age of 19 or if enrolled as a full-time student up to the age of 26.

Rates (2004)

High Option

Low Option

Employee Only

31.60

17.38

Employee and Spouse

62.98

34.64

Employee and Children

60.46

33.26

Family

103.64

57.00

 

Rates (2005)

High Option

Low Option

Employee Only

31.34

17.12

Employee and Spouse

62.72

34.38

Employee and One Child

60.20

33.00

Employee and Two or more Children

76.04

42.02

Family

110.66

58.76