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Health & Welfare
NC Flex
AD&D
Accidental Death and Dismemberment
Insurance (AD&D) 
The voluntary Accidental Death and Dismemberment (AD&D)
insurance plan is insured by UNUM. This is not a life insurance
plan. It pays a benefit if you suffer a loss or disabling
injury as the result of an accident while covered.
- Education Benefit -5% to a maximum of $5,000 to dependent
children to help provide support for their education beyond
the 12th grade.
- Day Care Benefit -3% to a maximum of $3,000 for eligible
dependent children.
- Seat Belt Coverage - 10% to a maximum of $10,000.
- Survivor's Benefit - 1% of your coverage amount for 12
consecutive months.
- Portability - When your employment ends, you may elect
to continue your AD&D coverage for yourself and your
dependents at the current group rates.
AD&D Rates:
| Sum |
Cost for
Employee Only |
Cost for
Employee & Family |
Principal
Sum |
Cost for
Employee Only |
Cost for
Employee & Family |
| 50,000 |
1.36 |
2.00 |
200,000 |
5.40 |
8.00 |
| 75,000 |
2.02 |
3.00 |
250,000 |
6.76 |
10.00 |
| 100,000 |
2.70 |
4.00 |
300,000 |
8.10 |
12.00 |
| 125,000 |
3.38 |
5.00 |
350,000 |
9.46 |
14.00 |
| 150,000 |
4.06 |
6.00 |
400,000 |
10.80 |
16.00 |
| 175,000 |
4.72 |
7.00 |
500,000 |
13.50 |
20.00 |
For additional information regarding this plan, please
review www.ncflex.org.
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